How to Enroll

Are you newly eligible for Trust benefits?

• The PPS Human Resources Benefits Department will send an email to your pps.net and personal email addresses notifying you that it’s time for you to enroll.
  If you don’t receive an email within the first week of your start date in your new position, please email the PPS Human Resources Benefits Department at benefits@pps.net.
• Enroll within 31 days after your start date or change in status date.
  If you miss this deadline, you will have to wait until the next Open Enrollment period to enroll, unless you have qualifying event.

Are you making a mid-year change due to a qualifying event?

• Enroll by the deadline for the qualifying event.
  If you miss this deadline, you will have to wait until the next Open Enrollment period to add new dependents and/or make any changes to your current benefit selections.

Steps to Enroll:

STEP 1: Compare your options. (IMPORTANT NOTE: As of July 1, 2024, the Portland Clinic is no longer an in-network provider for the Kaiser Permanente Plan.)

You are eligible for full coverage, including Medical, Prescription, Dental, Vision, Long-Term Disability, Basic Term Life, Basic Accidental Death & Dismemberment (AD&D), Optional Life and Voluntary AD&D.

• 2024 ATU and DCU Active Benefit Guide / 2025 ATU and DCU Active Benefit Guide: See an overview of your benefits: compare plans, view eligibility guidelines, rates, enrollment instructions, and more.
• 2024 Comparison Chart / 2025 Comparison Chart: Compare how your Plan options cover and pay for various services.
• 2024 Rate Sheet / 2025 Rate Sheet: Compare costs including deductibles, out-of-pocket maximums and monthly contribution rates for your Plan options.
• Optional Life and Voluntary AD&D: View your options to purchase additional life and AD&D, get rates and application instructions.

STEP 2: Get your questions answered.

If you have any benefits questions, including how the Trust Plans coordinate with other coverage, please call the Trust Administrative Office before you enroll.

You can find answers to many questions online, such as:

• Who can I enroll as dependents? Click here: Eligible Dependents
• How do I enroll a domestic partner? You must meet the requirements in the Affidavit of Domestic Partnership; then contact benefits@pps.net for next steps. (To understand how this affects your income; click here: 2024 Domestic Partner Imputed Income Rate Sheet / 2025 Domestic Partner Imputed Income Rate Sheet.)
• What is the Plan coverage for a specific health service? Click here: ATU/DCU Trust Benefit Handbook
• What are my rights regarding continuation of coverage, appeals, privacy, etc.? Click here: Legal Notices

STEP 3: Enroll online.

1. Log in to selfservice.pps.net with your PPS username and password, then click Benefits Enrollment.
   • We encourage you to access PeopleSoft Employee Self-Service (ESS) while on-site. In order to access PeopleSoft ESS off-site, you must be set up with Duo 2-Step Security.
   • For assistance, contact the IT Service Desk at 503-916-3375.
2. Make your enrollment selections and enroll dependents. Or, if you are already enrolled, change your selections and dependents.
   Note: If you are enrolling dependents, please make sure you check the box next to each dependent you want to enroll.
3. To decline coverage, click Waive Medical Plan Coverage. You will be required to provide proof of other health coverage.
   Eligible DCU employees cannot decline coverage. If you don’t enroll, you will be enrolled in the employee-only Providence Option Advantage Medical and Trust Dental Plans.
4. Click Submit to complete your enrollment.
   
   If you are required to pay a monthly contribution for your benefits selections, it will be automatically deducted from your paycheck.

Step 4: Verify your enrolled dependents.

1. After you have enrolled, an independent firm, Secova, will contact you to verify the eligibility for any enrolled dependents.
2. You must submit the required documents to Secova for each covered dependent by the deadline as instructed in the verification packet, or your dependent’s coverage will be terminated at the end of the month in which you receive the termination letter, or at the end of the month in which your verification window closes, whichever occurs first.
3. Click here for details about this process.

Step 5: Your Enrolled!

It will take approximately 2-3 weeks to process your enrollment. After your enrollment is processed, you will receive your I.D. cards and will be able to create secure accounts on your carrier’s websites. If you have questions, please contact the Trust Administrative Office.

Learn more here: You’re Enrolled! Now What?

Steps to Enroll:

STEP 1: Compare your options. (IMPORTANT NOTE: As of July 1, 2024, the Portland Clinic is no longer an in-network provider for the Kaiser Permanente Plan.)

You are eligible for Medical, Prescription, Dental and Vision coverage.

• ATU Type 10 Driver Benefit Guide: See an overview of your benefits: compare plans, view eligibility guidelines, rates, enrollment instructions, and more.
• Comparison Chart: Compare how your Plan options cover and pay for various services.
• Rate Sheet: Compare costs including deductibles, out-of-pocket maximums and monthly contribution rates for your Plan options.

STEP 2: Get your questions answered.

If you have any benefits questions, including how the Trust Plans coordinate with other coverage, please call the Trust Administrative Office before you enroll.

You can find answers to many questions online, such as:

• Who can I enroll as dependents? Click here: Eligible Dependents
• How do I enroll a domestic partner? You must meet the requirements in the Affidavit of Domestic Partnership; then contact benefits@pps.net for next steps.
• What is the Plan coverage for a specific health service? Click here: ATU/DCU Trust Benefit Handbook
• What are my rights regarding continuation of coverage, appeals, privacy, etc.? Click here: Legal Notices

STEP 3: Enroll.

1. Complete the Benefits Enrollment/Change Form in your enrollment packet or on sdtrust.com.)
2. Then mail it to the address on the form or email a PDF version to benefits@pps.net.

Step 4: Verify your enrolled dependents.

1. After you have enrolled, an independent firm, Secova, will contact you to verify the eligibility for any enrolled dependents.
2. You must submit the required documents to Secova for each covered dependent by the deadline as instructed in the verification packet, or your dependent’s coverage will be terminated at the end of the month in which you receive the termination letter, or at the end of the month in which your verification window closes, whichever occurs first.
3. Click here for details about this process.

Step 5: Your Enrolled!

It will take approximately 2-3 weeks to process your enrollment. After your enrollment is processed, you will receive your I.D. cards and will be able to create secure accounts on your carrier’s websites. If you have questions, please contact the Trust Administrative Office.

Learn more here: You’re Enrolled! Now What?

Are you newly eligible for Trust benefits?

• The Trust Administrative Office will send you an information packet in the mail at least 30 days prior to your early retirement eligibility date. Please contact the Trust Administrative Office if you do not receive this packet.
  If you want to enroll in Early Retiree benefits, you must enroll within the 30 days PRIOR to your early retirement eligibility date. If you miss this deadline, you forfeit your right to enroll in Early Retiree benefits.
• When your benefits as an Active employee end, the Trust Administrative Office will also send you a Self-Pay Continuation Election Notice.
  If you have not chosen to enroll in Early Retire benefits and want to continue your Active benefits on a self-pay basis, you must enroll for Self-Pay Continuation benefits within 60 days AFTER your Active benefits end.

Are you making a mid-year change due to a qualifying event?

• Enroll by the deadline for the qualifying event.
  If you miss this deadline, you will have to wait until the next Open Enrollment period to add new dependents and/or make any changes to your current benefit selections.

Steps to Enroll:

STEP 1: Compare your options.(IMPORTANT NOTE: As of July 1, 2024, the Portland Clinic is no longer an in-network provider for the Kaiser Permanente Plan.)

As an Early Retiree, you have two options:

1. Continue your Active coverage through self-payment for up to 24 months.
   If you choose this option, you are no longer eligible for Early Retiree benefits and will not be eligible to enroll in Early Retiree benefits coverage later.
2. Or, enroll in Early Retiree benefits coverage.

Early Retiree benefits are different from Active Employee benefits. Learn about your Early Retiree benefit options here:

• 2024 ATU and DCU Retiree Benefit Guide / 2025 ATU and DCU Retiree Benefit Guide: See an overview of your benefits: compare plans, view eligibility guidelines, rates, enrollment instructions, and more.
• 2024 Comparison Chart / 2025 Comparison Chart: Compare how your Plan options cover and pay for various services.
• 2024 Rate Sheet / 2025 Rate Sheet: Compare costs including deductibles, out-of-pocket maximums and monthly rates.

STEP 2: Get your questions answered.

If you have any questions about your coverage options, including your eligibility for the District Paid Contribution, please call the Trust Administrative Office before you enroll.

You can find answers to many questions online, such as:

• Who can I enroll as dependents? Click here: Eligible Dependents
• How do I enroll a domestic partner? You must meet the requirements in the Affidavit of Domestic Partnership; then contact benefits@pps.net for next steps. (To understand how this affects your income; click here: 2024 Domestic Partner Imputed Income Rate Sheet.)
• What is the Plan coverage for a specific health service? Click here: ATU/DCU Early Retiree Trust Benefit Handbook
• What are my rights regarding continuation of coverage, appeals, privacy, etc.? Click here: Legal Notices

STEP 3: Submit your enrollment.

You have two options to complete your enrollment:

• Option 1: Enroll on-line at edge.zenith-american.com. Register to create your account and complete your enrollment. Click here for an enrollment manual for more information.
• Option 2: Print and fill out the ATU Early Retirees Enrollment/Change Form or DCU Early Retirees Enrollment/Change Form and fax, mail or drop off at the Trust Administrative Office, so that it is received on or before the deadline.
  You must enroll within the 30 days PRIOR to your early retirement eligibility date. If you miss this deadline, you forfeit your right to enroll in Early Retiree benefits.
• To continue your Active coverage, complete the Self-Pay Election Form included in your Self-Pay Continuation Coverage Election Notice.
  You must enroll for Self-Pay Continuation benefits within 60 days AFTER your Active benefits end.

Payment must be received by the 5th day of each month for that month of coverage (i.e., by Feb. 5th for February coverage). You may either:

• Mail your monthly contribution payments to the Trust Administrative Office.
• Or, submit the Electronic Funds Transfer Authorization form to set up automatic withdrawal from your bank account (payments deducted on the 5th day of each month).
  Your first payment for Early Retiree benefits must be submitted by check.
  Failure to make timely payment will result in termination of coverage.

Step 4: Verify your enrolled dependents.

1. After you have enrolled, an independent firm, Secova, will contact you to verify the eligibility for any enrolled dependents.
2. You must submit the required documents to Secova for each covered dependent by the deadline as instructed in the verification packet, or your dependent’s coverage will be terminated at the end of the month in which you receive the termination letter, or at the end of the month in which your verification window closes, whichever occurs first.
3. Click here for details about this process.

Step 5: Your Enrolled!

It will take approximately 2-3 weeks to process your enrollment. After your enrollment is processed, you will receive your I.D. cards and will be able to create secure accounts on your carrier’s websites. If you have questions, please contact the Trust Administrative Office.

Learn more here: You’re Enrolled! Now What?

Are you newly eligible for Trust benefits?

• The PPS Human Resources Benefits Department will send an email to your pps.net and personal email addresses notifying you that it’s time for you to enroll.
  If you don’t receive an email within the first week of your start date in your new position, please email the PPS Human Resources Benefits Department at benefits@pps.net.
• Enroll within 31 days after your start date or change in status date.
  If you miss this deadline, you will have to wait until the next Open Enrollment period to enroll, unless you have qualifying event.

Are you making a mid-year change due to a qualifying event?

• Enroll by the deadline for the qualifying event.
  If you miss this deadline, you will have to wait until the next Open Enrollment period to add new dependents and/or make any changes to your current benefit selections.

Steps to Enroll:

STEP 1: Compare your options.(IMPORTANT NOTE: As of July 1, 2024, the Portland Clinic is no longer an in-network provider for the Kaiser Permanente Plan.)

Option 1 Plans (full coverage available to full-time and part-time employees) include: Medical, Prescription, Dental, Vision, Long-Term Disability (LTD), Basic Term Life, Basic Accidental Death & Dismemberment (AD&D), Optional Term Life, and Voluntary AD&D.

Option 2 Plans (partial coverage available to part-time employees only) include: Medical, Prescription, Long-Term Disability (LTD), Basic Term Life, Basic Accidental Death & Dismemberment (AD&D), Optional Term Life, and Voluntary AD&D. Dental and vision coverage is not included.

• 2024 PAT Active Benefit Guide / 2025 PAT Active Benefit Guide: See an overview of your benefits: compare plans, view eligibility guidelines, rates, enrollment instructions, and more.
• 2024 Comparison Chart / 2025 Comparison Chart: Compare how your Plan options cover and pay for various services.
• 2024 Rate Sheet / 2025 Rate Sheet: Compare costs including deductibles, out-of-pocket maximums and monthly contribution rates for your Plan options.
• Optional Life and Voluntary AD&D: View your options to purchase additional life and AD&D, get rates and application instructions.

STEP 2: Get your questions answered.

If you have any benefits questions, including how the Trust Plans coordinate with other coverage, please call the Trust Administrative Office before you enroll.

You can find answers to many questions online, such as:

• Who can I enroll as dependents? Click here: Eligible Dependents
• How do I enroll a domestic partner? You must meet the requirements in the Affidavit of Domestic Partnership; then contact benefits@pps.net for next steps. (To understand how this affects your income; click here: 2024 Domestic Partner Imputed Income Rate Sheet / 2025 Domestic Partner Imputed Income Rate Sheet.)
• What is the Plan coverage for a specific health service? Click here: PAT Trust Benefit Handbook
• What are my rights regarding continuation of coverage, appeals, privacy, etc.? Click here: Legal Notices

STEP 3: Enroll online.

1. Log in to selfservice.pps.net with your PPS username and password, then click Benefits Enrollment.
   • We encourage you to access PeopleSoft Employee Self-Service (ESS) while on-site. In order to access PeopleSoft ESS off-site, you must be set up with Duo 2-Step Security.
   • For assistance, contact the IT Service Desk at 503-916-3375.
2. Make your enrollment selections and enroll dependents. Or, if you are already enrolled, change your selections and dependents.
   Note: If you are enrolling dependents, please make sure you check the box next to each dependent you want to enroll.
3. To decline coverage, click Waive Medical Plan Coverage. You will be required to provide proof of other health coverage.
4. Click Submit to complete your enrollment.
   
   If you are required to pay a monthly contribution for your benefits selections, it will be automatically deducted from your paycheck.

Step 4: Verify your enrolled dependents.

1. After you have enrolled, an independent firm, Secova, will contact you to verify the eligibility for any enrolled dependents.
2. You must submit the required documents to Secova for each covered dependent by the deadline as instructed in the verification packet, or your dependent’s coverage will be terminated at the end of the month in which you receive the termination letter, or at the end of the month in which your verification window closes, whichever occurs first.
3. Click here for details about this process.

Step 5: Your Enrolled!

It will take approximately 2-3 weeks to process your enrollment. After your enrollment is processed, you will receive your I.D. cards and will be able to create secure accounts on your carrier’s websites. If you have questions, please contact the Trust Administrative Office.

Learn more here: You’re Enrolled! Now What?

Steps to Enroll:

STEP 1: Compare your options for the 2024-2025 Plan Year (October 1, 2024 – September 30, 2025). (IMPORTANT NOTE: As of July 1, 2024, the Portland Clinic is no longer an in-network provider for the Kaiser Permanente Plan.)

You may enroll in Medical and Prescription coverage (members and enrolled dependents) and Dental coverage (members only).

• 2024-2025 Plan Year PAT Substitute Benefit Guide: See an overview of your benefits: compare plans, view eligibility guidelines, rates, enrollment instructions, and more.
• 2024-2025 Comparison Chart: Compare how your Plan options cover and pay for various services.
• 2024-2025 Rate Sheet: Compare costs including deductibles, out-of-pocket maximums and monthly contribution rates for your Plan options.

STEP 2: Get your questions answered.

If you have any benefits questions, including how the Trust Plans coordinate with other coverage, please call the Trust Administrative Office before you enroll.

You can find answers to many questions online, such as:

• Who can I enroll as dependents? Click here: Eligible Dependents
• How do I enroll a domestic partner? You must meet the requirements in the Affidavit of Domestic Partnership; then contact benefits@pps.net for next steps.
• What is the Plan coverage for a specific health service? Click here: PAT Substitute Teacher Trust Benefit Handbook
• What are my rights regarding continuation of coverage, appeals, privacy, etc.? Click here: Legal Notices

STEP 3: Submit your enrollment form during Annual Enrollment or by the deadline for a qualifying event. You have two options to complete your enrollment.

• Option 1: Enroll on-line at edge.zenith-american.com. Register to create your account and complete your enrollment. Click here for an enrollment manual for more information.
• Option 2: Print and fill out the Benefits Enrollment/Change Form and fax, mail or drop off at the Trust Administrative Office, so that it is received on or before the deadline.

Step 4: Submit your payment.

Payment must be received at the Trust Administrative Office by the 5th day of each month for that month of coverage (i.e., by February 5th for February coverage).

To ensure your payments are made timely, complete and submit the Electronic Funds Transfer Authorization form to have payments automatically deducted from your bank account.

Or you may mail your payments to the Trust Administrative Office to be received by the 5th day of each month.

Step 5: Verify your enrolled dependents.

• After you have enrolled, an independent firm, Secova, will contact you to verify the eligibility for any newly enrolled dependents.
  
  You must submit the required documents to Secova for each covered dependent by the deadline as instructed in the verification packet, or your dependent’s coverage will be terminated at the end of the month in which you receive the termination letter, or at the end of the month in which your verification window closes, whichever occurs first.
  
  Click here for details about this process.

Step 6: Your Enrolled!

Any enrollment changes you made during Annual Enrollment will take effect beginning October 1, 2024.

It will take approximately 2-3 weeks to process your enrollment. After your enrollment is processed, you will receive your I.D. cards and will be able to create secure accounts on your carrier’s websites. If you have questions, please contact the Trust Administrative Office.

Learn more here: You’re Enrolled! Now What?

Are you newly eligible for Trust benefits?

• The Trust Administrative Office will send you an information packet in the mail at least 30 days prior to your early retirement eligibility date. Please contact the Trust Administrative Office if you do not receive this packet.
  If you want to enroll in Early Retiree benefits, you must enroll within the 30 days PRIOR to your early retirement eligibility date. If you miss this deadline, you forfeit your right to enroll in Early Retiree benefits.
• When your benefits as an Active employee end, the Trust Administrative Office will also send you a Self-Pay Continuation Election Notice.
  If you have not chosen to enroll in Early Retire benefits and want to continue your Active benefits on a self-pay basis, you must enroll for Self-Pay Continuation benefits within 60 days AFTER your Active benefits end.

Are you making a mid-year change due to a qualifying event?

• Enroll by the deadline for the qualifying event.
  If you miss this deadline, you will have to wait until the next Open Enrollment period to add new dependents and/or make any changes to your current benefit selections.

Steps to Enroll:

STEP 1: Compare your options. (IMPORTANT NOTE: As of July 1, 2024, the Portland Clinic is no longer an in-network provider for the Kaiser Permanente Plan.)

As an Early Retiree, you have two options:

1. Continue your Active coverage through self-payment for up to 24 months.
   If you choose this option, you are no longer eligible for Early Retiree benefits and will not be eligible to enroll in Early Retiree benefits coverage later.
2. Or, enroll in Early Retiree benefits coverage.

Early Retiree benefits are different from Active Employee benefits. Learn about your Early Retiree benefit options here:

• 2024 PAT Retiree Benefit Guide / 2025 PAT Retiree Benefit Guide: See an overview of your benefits: compare plans, view eligibility guidelines, rates, enrollment instructions, and more.
• 2024 Comparison Chart / 2025 Comparison Chart: Compare how your Plan options cover and pay for various services.
• 2024 Rate Sheet / 2025 Rate Sheet: Compare costs including deductibles, out-of-pocket maximums and monthly rates.

STEP 2: Get your questions answered.

If you have any questions about your coverage options, including your eligibility for the District Paid Contribution, please call the Trust Administrative Office before you enroll.

You can find answers to many questions online, such as:

• Who can I enroll as dependents? Click here: Eligible Dependents
• How do I enroll a domestic partner? You must meet the requirements in the Affidavit of Domestic Partnership; then contact benefits@pps.net for next steps. (To understand how this affects your income; click here: 2024 Domestic Partner Imputed Income Rate Sheet.)
• What is the Plan coverage for a specific health service? Click here: PAT Early Retiree Trust Benefit Handbook
• What are my rights regarding continuation of coverage, appeals, privacy, etc.? Click here: Legal Notices

STEP 3: Submit your enrollment.

You have two options to complete your enrollment:

• Option 1: Enroll on-line at edge.zenith-american.com. Register to create your account and complete your enrollment. Click here for an enrollment manual for more information.
• Option 2: Print and fill out the PAT Early Retirees Enrollment/Change Form and fax, mail or drop off at the Trust Administrative Office, so that it is received on or before the deadline.
  You must enroll within the 30 days PRIOR to your early retirement eligibility date. If you miss this deadline, you forfeit your right to enroll in Early Retiree benefits.
• To continue your Active coverage, complete the Self-Pay Election Form included in your Self-Pay Continuation Coverage Election Notice.
  You must enroll for Self-Pay Continuation benefits within 60 days AFTER your Active benefits end.

Payment must be received by the 5th day of each month for that month of coverage (i.e., by Feb. 5th for February coverage). You may either:

• Mail your monthly contribution payments to the Trust Administrative Office.
• Or, submit the Electronic Funds Transfer Authorization form to set up automatic withdrawal from your bank account (payments deducted on the 5th day of each month).
  Your first payment for Early Retiree benefits must be submitted by check.
  Failure to make timely payment will result in termination of coverage.

Step 4: Verify your enrolled dependents.

1. After you have enrolled, an independent firm, Secova, will contact you to verify the eligibility for any enrolled dependents.
2. You must submit the required documents to Secova for each covered dependent by the deadline as instructed in the verification packet, or your dependent’s coverage will be terminated at the end of the month in which you receive the termination letter, or at the end of the month in which your verification window closes, whichever occurs first.
3. Click here for details about this process.

Step 5: Your Enrolled!

It will take approximately 2-3 weeks to process your enrollment. After your enrollment is processed, you will receive your I.D. cards and will be able to create secure accounts on your carrier’s websites. If you have questions, please contact the Trust Administrative Office.

Learn more here: You’re Enrolled! Now What?

Are you newly eligible for Trust benefits?

• The PPS Human Resources Benefits Department will send an email to your pps.net and personal email addresses notifying you that it’s time for you to enroll.
  If you don’t receive an email within the first week of your start date in your new position, please email the PPS Human Resources Benefits Department at benefits@pps.net.
• Enroll within 31 days after your start date or change in status date.
  If you miss this deadline, you will have to wait until the next Open Enrollment period to enroll, unless you have qualifying event.

Are you making a mid-year change due to a qualifying event?

• Enroll by the deadline for the qualifying event.
  If you miss this deadline, you will have to wait until the next Open Enrollment period to add new dependents and/or make any changes to your current benefit selections.

Steps to Enroll:

STEP 1: Compare your options. (IMPORTANT NOTE: As of July 1, 2024, the Portland Clinic is no longer an in-network provider for the Kaiser Permanente Plan.)

Option 1 Plans (full coverage available to full-time and part-time employees) include: Medical, Prescription, Dental, Vision, Long-Term Disability (LTD), Basic Term Life and Accidental Death & Dismemberment (AD&D), Optional Term Life, and Voluntary AD&D.

Option 2 Plans (partial coverage available to part-time employees only) include: Medical, Prescription, Optional Term Life, and Voluntary Accidental Death & Dismemberment (AD&D).

• 2024 PFSP Active Benefit Guide / 2025 PFSP Active Benefit Guide: See an overview of your benefits: compare plans, view eligibility guidelines, rates, enrollment instructions, and more.
• 2024 Comparison Chart / 2025 Comparison Chart: Compare how your Plan options cover and pay for various services.
• 2024 Rate Sheet / 2025 Rate Sheet: Compare costs including deductibles, out-of-pocket maximums and monthly contribution rates for your Plan options.
• Optional Life and Voluntary AD&D: View your options to purchase additional life and AD&D, get rates and application instructions.

STEP 2: Get your questions answered.

If you have any benefits questions, including how the Trust Plans coordinate with other coverage, please call the Trust Administrative Office before you enroll.

You can find answers to many questions online, such as:

• Who can I enroll as dependents? Click here: Eligible Dependents
• How do I enroll a domestic partner? You must meet the requirements in the Affidavit of Domestic Partnership; then contact benefits@pps.net for next steps. (To understand how this affects your income; click here: 2024 Domestic Partner Imputed Income Rate Sheet / 2025 Domestic Partner Imputed Income Rate Sheet.)
• What is the Plan coverage for a specific health service? Click here: PFSP Trust Benefit Handbook
• What are my rights regarding continuation of coverage, appeals, privacy, etc.? Click here: Legal Notices

STEP 3: Enroll online.

1. Log in to selfservice.pps.net with your PPS username and password, then click Benefits Enrollment.
   • We encourage you to access PeopleSoft Employee Self-Service (ESS) while on-site. In order to access PeopleSoft ESS off-site, you must be set up with Duo 2-Step Security.
   • For assistance, contact the IT Service Desk at 503-916-3375.
2. Make your enrollment selections and enroll dependents. Or, if you are already enrolled, change your selections and dependents.
   Note: If you are enrolling dependents, please make sure you check the box next to each dependent you want to enroll.
3. To decline coverage, click Waive Medical Plan Coverage. You will be required to provide proof of other health coverage.
4. Click Submit to complete your enrollment.
   
   If you are required to pay a monthly contribution for your benefits selections, it will be automatically deducted from your paycheck.

Step 4: Verify your enrolled dependents.

1. After you have enrolled, an independent firm, Secova, will contact you to verify the eligibility for any enrolled dependents.
2. You must submit the required documents to Secova for each covered dependent by the deadline as instructed in the verification packet, or your dependent’s coverage will be terminated at the end of the month in which you receive the termination letter, or at the end of the month in which your verification window closes, whichever occurs first.
3. Click here for details about this process.

Step 5: Your Enrolled!

It will take approximately 2-3 weeks to process your enrollment. After your enrollment is processed, you will receive your I.D. cards and will be able to create secure accounts on your carrier’s websites. If you have questions, please contact the Trust Administrative Office.

Learn more here: You’re Enrolled! Now What?

Are you newly eligible for Trust benefits?

• The Trust Administrative Office will send you an information packet in the mail at least 30 days prior to your early retirement eligibility date. Please contact the Trust Administrative Office if you do not receive this packet.
  If you want to enroll in Early Retiree benefits, you must enroll within the 30 days PRIOR to your early retirement eligibility date. If you miss this deadline, you forfeit your right to enroll in Early Retiree benefits.
• When your benefits as an Active employee end, the Trust Administrative Office will also send you a Self-Pay Continuation Election Notice.
  If you have not chosen to enroll in Early Retire benefits and want to continue your Active benefits on a self-pay basis, you must enroll for Self-Pay Continuation benefits within 60 days AFTER your Active benefits end.

Are you making a mid-year change due to a qualifying event?

• Enroll by the deadline for the qualifying event.
  If you miss this deadline, you will have to wait until the next Open Enrollment period to add new dependents and/or make any changes to your current benefit selections.

Steps to Enroll:

STEP 1: Compare your options. (IMPORTANT NOTE: As of July 1, 2024, the Portland Clinic is no longer an in-network provider for the Kaiser Permanente Plan.)

As an Early Retiree, you have two options:

1. Continue your Active coverage through self-payment for up to 24 months.
   If you choose this option, you are no longer eligible for Early Retiree benefits and will not be eligible to enroll in Early Retiree benefits coverage later.
2. Or, enroll in Early Retiree benefits coverage.

Early Retiree benefits are different from Active Employee benefits. Learn about your Early Retiree benefit options here:

• 2024 PFSP Retiree Benefit Guide / 2025 PFSP Retiree Benefit Guide: See an overview of your benefits: compare plans, view eligibility guidelines, rates, enrollment instructions, and more.
• 2024 Comparison Chart / 2025 Comparison Chart: Compare how your Plan options cover and pay for various services.
• 2024 Rate Sheet / 2025 Rate Sheet: Compare costs including deductibles, out-of-pocket maximums and monthly rates.

STEP 2: Get your questions answered.

If you have any questions about your coverage options, including your eligibility for the District Paid Contribution, please call the Trust Administrative Office before you enroll.

You can find answers to many questions online, such as:

• Who can I enroll as dependents? Click here: Eligible Dependents
• How do I enroll a domestic partner? You must meet the requirements in the Affidavit of Domestic Partnership; then contact benefits@pps.net for next steps. (To understand how this affects your income; click here: 2024 Domestic Partner Imputed Income Rate Sheet.)
• What is the Plan coverage for a specific health service? Click here: PFSP Early Retiree Trust Benefit Handbook
• What are my rights regarding continuation of coverage, appeals, privacy, etc.? Click here: Legal Notices

STEP 3: Submit your enrollment.

You have two options to complete your enrollment:

• Option 1: Enroll on-line at edge.zenith-american.com. Register to create your account and complete your enrollment. Click here for an enrollment manual for more information.
• Option 2: Print and fill out the PFSP Early Retiree Enrollment/Change Form and fax, mail or drop off at the Trust Administrative Office, so that it is received on or before the deadline.
  You must enroll within the 30 days PRIOR to your early retirement eligibility date. If you miss this deadline, you forfeit your right to enroll in Early Retiree benefits.
• To continue your Active coverage, complete the Self-Pay Election Form included in your Self-Pay Continuation Coverage Election Notice.
  You must enroll for Self-Pay Continuation benefits within 60 days AFTER your Active benefits end.

Payment must be received by the 5th day of each month for that month of coverage (i.e., by Feb. 5th for February coverage). You may either:

• Mail your monthly contribution payments to the Trust Administrative Office.
• Or, submit the Electronic Funds Transfer Authorization form to set up automatic withdrawal from your bank account (payments deducted on the 5th day of each month).
  Your first payment for Early Retiree benefits must be submitted by check.
  Failure to make timely payment will result in termination of coverage.

Step 4: Verify your enrolled dependents.

1. After you have enrolled, an independent firm, Secova, will contact you to verify the eligibility for any enrolled dependents.
2. You must submit the required documents to Secova for each covered dependent by the deadline as instructed in the verification packet, or your dependent’s coverage will be terminated at the end of the month in which you receive the termination letter, or at the end of the month in which your verification window closes, whichever occurs first.
3. Click here for details about this process.

Step 5: Your Enrolled!

It will take approximately 2-3 weeks to process your enrollment. After your enrollment is processed, you will receive your I.D. cards and will be able to create secure accounts on your carrier’s websites. If you have questions, please contact the Trust Administrative Office.

Learn more here: You’re Enrolled! Now What?