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Choose your Bargaining UnitWhich union do you belong to? Don't know what union you belong to? Contact the Trust administrative office. |
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Choose Your StatusWhat is your status within your union group? |
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Get Your Benefit InformationClick the button below to view your specific benefits GO! |
ATU and DCU Active Members:
Full–Time Employees
Full Coverage including Medical, Prescription, Dental, Vision—2025 Plan Year (January 1 – December 31)
(To see previous Plan Year benefit information, go to Archives.)
Not your union or status? Reset your profile.
| Basic Term Life Insurance and Accidental Death & Dismemberment (AD&D) | ||||
Provided by The Trust |
Basic Term Life: |
Basic AD&D: |
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| Optional Life and Voluntary Accidental Death & Dismemberment (AD&D) | ||||
Purchase optional coverage for yourself and eligible covered dependents. You must purchase Optional Life and Voluntary AD&D for yourself in order to buy coverage for your dependents. Coverage may be subject to medical underwriting approval. |
Optional Life: Employee and Spouse: $10,000 to $500,000 in $10,000 increments not to exceed 5 times annual salary Child(ren): $2,000 to $10,000 in $2,000 increments |
Voluntary AD&D: Employee: $25,000 to $300,000 in $25,000 increments Spouse: 50% of your selected coverage Child(ren) Only: 15% of your AD&D coverage amount for each child up to $25,000 Spouse and Child(ren): 40% of your selected coverage for your spouse and 10% of your selected coverage (up to $25,000) per child |
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| Life and AD&D Plan Documents | ||||
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ATU Type 10 Drivers:
Full–Time Employees
Full Coverage including Medical, Prescription, Dental, Vision
October 1, 2024 – March 31, 2025
(To see previous Plan Year benefit information, go to Archives.)
Not your union or status? Reset your profile.
ATU Type 10 Drivers are not eligible for basic Term Life Insurance and/or Accidental Death and Dismemberment (AD&D) coverage.
ATU Type 10 Drivers are not eligible to enroll in Optional Life Insurance and/or Voluntary Accidental Death and Dismemberment (AD&D) coverage.
ATU/DCU Members:
Early Retirees
Medical, Prescription, Self-Pay Dental and Self-Pay Vision Coverage—2025 Plan Year (January 1 – December 31)
(To see previous Plan Year benefit information, go to Archives.)
Not your union or status? Reset your profile.
ATU/DCU Early Retiree members are not eligible for basic Term Life Insurance and/or Accidental Death and Dismemberment (AD&D) coverage.
ATU/DCU Early Retiree members are not eligible to enroll in Optional Life Insurance and/or Voluntary Accidental Death and Dismemberment (AD&D) coverage.
PAT Active Members: Option 1 Plans
Full–Time and Part–Time Employees
Full coverage including: Medical, Prescription, Dental, Vision—2025 Plan Year (January 1 – December 31)
(To see previous Plan Year benefit information, go to Archives.)
Click here for Option 2 Plans for Part–Time Employees ::::: Not your union or status? Reset your profile.
| Basic Term Life Insurance and Accidental Death & Dismemberment (AD&D) | ||||
Provided by The Trust |
Basic Term Life: |
Basic AD&D: |
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| Optional Life and Voluntary Accidental Death & Dismemberment (AD&D) | ||||
Purchase optional coverage for yourself and eligible covered dependents. You must purchase Optional Life and Voluntary AD&D for yourself in order to buy coverage for your dependents. Coverage may be subject to medical underwriting approval. |
Optional Life: Employee and Spouse: $10,000 to $500,000 in $10,000 increments not to exceed 5 times annual salary Child(ren): $2,000 to $10,000 in $2,000 increments |
Voluntary AD&D: Employee: $25,000 to $300,000 in $25,000 increments Spouse: 50% of your selected coverage Child(ren) Only: 15% of your AD&D coverage amount for each child up to $25,000 Spouse and Child(ren): 40% of your selected coverage for your spouse and 10% of your selected coverage (up to $25,000) per child |
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| Life and AD&D Plan Documents | ||||
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PAT Active Members: Option 2 Plans
Part–Time Employees Only
Partial coverage including: Medical and Prescription Drug—2025 Plan Year (January 1 – December 31)
(To see previous Plan Year benefit information, go to Archives.)
Click here to view Option 1 Plans for Full–Time and Part–Time Employees ::::: Not your union or status? Reset your profile.
| Basic Term Life Insurance and Accidental Death & Dismemberment (AD&D) | ||||
Provided by The Trust |
Basic Term Life: |
Basic AD&D: |
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| Optional Life and Voluntary Accidental Death & Dismemberment (AD&D) | ||||
Purchase optional coverage for yourself and eligible covered dependents. You must purchase Optional Life and Voluntary AD&D for yourself in order to buy coverage for your dependents. Coverage may be subject to medical underwriting approval. |
Optional Life: Employee and Spouse: $10,000 to $500,000 in $10,000 increments not to exceed 5 times annual salary Child(ren): $2,000 to $10,000 in $2,000 increments |
Voluntary AD&D: Employee: $25,000 to $300,000 in $25,000 increments Spouse: 50% of your selected coverage Child(ren) Only: 15% of your AD&D coverage amount for each child up to $25,000 Spouse and Child(ren): 40% of your selected coverage for your spouse and 10% of your selected coverage (up to $25,000) per child |
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| Life and AD&D Plan Documents | ||||
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PAT Members:
Substitutes
Medical and Prescription Drug (Members and Enrolled Dependents) and Dental (Members Only)
2024-2025 Plan Year, October 1, 2024 – September 30, 2025
(To see previous Plan Year benefit information, go to Archives.)
Not your union or status? Reset your profile.
PAT Substitute Teachers are not eligible for basic Term Life Insurance and/or Accidental Death and Dismemberment (AD&D) coverage.
PAT Substitute Teachers are not eligible to enroll in Optional Life Insurance and/or Voluntary Accidental Death and Dismemberment (AD&D) coverage.
PAT Members:
Early Retirees
Medical, Prescription, Self-Pay Dental and Self-Pay Vision Coverage—2025 Plan Year (January 1 – December 31)
(To see previous Plan Year benefit information, go to Archives.)
Not your union or status? Reset your profile.
PAT Early Retiree members are not eligible for basic Term Life Insurance and/or Accidental Death and Dismemberment (AD&D) coverage.
PAT Early Retiree members are not eligible to enroll in Optional Life Insurance and/or Voluntary Accidental Death and Dismemberment (AD&D) coverage.
PFSP Active Members: Option 1 Plans
Full–Time and Part–Time Employees
Medical, Prescription, Dental, Vision—2025 Plan Year (January 1 – December 31)
(To see previous Plan Year benefit information, go to Archives.)
Click here for Option 2 Plans for Part–Time Employees ::::: Not your union or status? Reset your profile.
| Basic Term Life Insurance and Accidental Death & Dismemberment (AD&D) | ||||
Provided by The Trust |
Basic Term Life: |
Basic AD&D: |
||
| Optional Life and Voluntary Accidental Death & Dismemberment (AD&D) | ||||
Purchase optional coverage for yourself and eligible covered dependents. You must purchase Optional Life and Voluntary AD&D for yourself in order to buy coverage for your dependents. Coverage may be subject to medical underwriting approval. |
Optional Life: Employee and Spouse: $10,000 to $500,000 in $10,000 increments not to exceed 5 times annual salary Child(ren): $2,000 to $10,000 in $2,000 increments |
Voluntary AD&D: Employee: $25,000 to $300,000 in $25,000 increments Spouse: 50% of your selected coverage Child(ren) Only: 15% of your AD&D coverage amount for each child up to $25,000 Spouse and Child(ren): 40% of your selected coverage for your spouse and 10% of your selected coverage (up to $25,000) per child |
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| Life and AD&D Plan Documents | ||||
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PFSP Active Members: Option 2 Plans
Part–Time Employees Only
Partial coverage including: Medical and Prescription Drug—2025 Plan Year (January 1 – December 31)
(To see previous Plan Year benefit information, go to Archives.)
Click here to view Option 1 Plans for Full–Time and Part–Time Employees ::::: Not your union or status? Reset your profile.
| Optional Life and Voluntary Accidental Death & Dismemberment (AD&D) | ||||
Purchase optional coverage for yourself and eligible covered dependents. You must purchase Optional Life and Voluntary AD&D for yourself in order to buy coverage for your dependents. Coverage may be subject to medical underwriting approval. |
Optional Life: Employee and Spouse: $10,000 to $500,000 in $10,000 increments not to exceed 5 times annual salary Child(ren): $2,000 to $10,000 in $2,000 increments |
Voluntary AD&D: Employee: $25,000 to $300,000 in $25,000 increments Spouse: 50% of your selected coverage Child(ren) Only: 15% of your AD&D coverage amount for each child up to $25,000 Spouse and Child(ren): 40% of your selected coverage for your spouse and 10% of your selected coverage (up to $25,000) per child |
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| Life and AD&D Plan Documents | ||||
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PFSP Members:
Early Retirees
Medical, Prescription, Self-Pay Dental and Self-Pay Vision Coverage—2025 Plan Year (January 1 – December 31)
(To see previous Plan Year benefit information, go to Archives.)
Not your union or status? Reset your profile.
ATU/DCU Early Retiree members are not eligible for basic Term Life Insurance and/or Accidental Death and Dismemberment (AD&D) coverage.
ATU/DCU Early Retiree members are not eligible to enroll in Optional Life Insurance and/or Voluntary Accidental Death and Dismemberment (AD&D) coverage.