Eligible dependents include:
- Your legally married spouse or eligible domestic partner
- Your children and your legal spouse's or domestic partner's children, up to age 26:
- This includes natural children, stepchildren, legally adopted children, children for whom you are the legal guardian, foster children, and children for whom you are legally responsible to provide health coverage under a Qualified Medical Child Support Order (QMCSO).
- Disabled children over age 26 if unmarried, incapable of self-support, dependent on you for primary support, and the disability occurred before the age of 26.
Eligible dependents do not include:
- A spouse from whom you are legally separated or divorced
- Anyone on active military duty
- Children over the age of 26 who are not disabled
- Your grandchildren, nieces/nephews or other relatives who live with you (unless you have court-appointed custody)
Important! You must notify the Trust’s Administrative Office when a dependent is no longer eligible. You may be required to repay the Trust for any benefits paid after the dependent’s eligibility ends.
Dependent Verification
To ensure that all enrolled dependents meet the Trust’s eligibility requirements, the Trust works with Secova, an independent firm, to conduct confidential dependent eligibility verification.
For more information, please see: