The Trust requires that payments for continuation coverage be received by the 5th of the month. You must send payments to the Trust Office or enroll for Electronic Funds Transfer (EFT). Coverage will be terminated if payment is not received by the Trust Office within 30 days of the due date. The only exception is that the self-payment for the period preceding the initial election of continuation coverage may be made up to 45 days after the date of the election. Your initial payment must cover all months for which you want coverage and be retroactive to when your Trust coverage ended. If your initial payment is not received or postmarked within 45 days of when you elected coverage, your right to continuation coverage will be lost.