Checks issued to participants or providers which are not negotiated within 12 months of issuance will be re-credited to the Trust general assets. If a participant or other appropriate payee requests a reissuance of the check within 12 months of the re-crediting of the check to the Trust's general assets, a new check will be issued. If a request is not made within this time period, the participant or payee's right to payment will be deemed forfeited.