The Trust Dental Plan pays a percentage of covered expenses, based on usual and customary or reasonable rates (UCR), up to $1,750 per person per calendar year. There is no maximum for children under 19. UCR rates represent the fees and prices regularly charged by your dentist and other dentists in your area for the dental services and supplies generally furnished for cases like yours. The plan pays orthodontic benefits up to a lifetime maximum of $1,250 per person. Substitute teachers are not eligible for the orthodontic benefit.

There is no annual deductible for the Trust Dental Plan. However, you are responsible for paying coinsurance for covered services, costs exceeding the UCR, and all expenses over the annual maximum and lifetime orthodontic maximum.

If you select a more expensive plan of treatment than is UCR, the Trust Dental Plan will pay the applicable percentage of the UCR fee for the less expensive treatment. You will be responsible for the remainder of the dentist's fee.

The Trust Dental Plan's annual maximum benefit is $1,750 per eligible person per calendar year. The dollar amount that the plan pays toward covered dental services for you or a dependent during a calendar year is applied toward this annual maximum. If you wish to see how much has been paid toward the annual maximum as of a given date, you may call Regence. You should remember that the amount you will be given will only reflect the bills for service that Regence has received and processed as of the date your inquiry is made.