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    Participating in the Plans
        Eligibility
        
Employees
         Dependents
        Enrollment
        Cost of Your Coverage
        When Coverage Begins
        When Coverage Ends
        Continuing Coverage on a Self-Pay Basis
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Employees
The collective bargaining agreement you work under governs your eligibility to participate in the Trust. Employees are eligible if they meet the requirements contained in their bargaining agreement and the required monthly contribution is made to the Trust. This book addresses the benefits covered by the Portland Association of Teachers (PAT) bargaining agreements. The applicable collective bargaining agreement in place at the time your eligibility is determined shall govern.
Portland Association of Teachers (PAT)
Full-Time/Part-Time Option 1
You are eligible for Full-Time/Part-Time Option 1 if you are a member of the PAT bargaining unit and a regular full-time or part-time employee of the District, as defined in a PAT collective bargaining agreement that requires contributions to the Trust. A full-time employee is defined as one regularly working thirty (30) or more hours a week under a PAT bargaining agreement. A part-time employee is defined as one regularly working at least twenty (20) hours a week, but less than thirty (30) hours a week, under a PAT bargaining agreement. Eligible employees may choose between Kaiser, the Providence Personal Option Plan and the Trust Preferred Provider Plan (Regence) for medical and prescription drug coverage.
Full-Time and Part-Time Option 1 employees are eligible for medical, dental, vision, prescription drug, long-term disability, life, AD&D, optional life and voluntary AD&D coverage from the Trust.
Part-Time Option 2
The Trust also provides a Part-Time Option 2 Plan if you are a member of the PAT bargaining and a part-time employee of the District, as defined in a PAT collective bargaining agreement that requires contributions to the Trust. Eligible employees may choose between Kaiser, the Providence Personal Option Plan and the Part-Time Option 2 Trust Indemnity Medical Plan (Regence) for medical and prescription drug coverage.
Part-Time Option 2 members are eligible for medical and prescription drug coverage and optional life and voluntary AD&D. They are not eligible for dental, vision, life, AD&D and long-term disability coverage.
Substitute Teachers
You are eligible as a substitute teacher if you have worked the equivalent of 70 or more days in the preceding school year, are fully available to work as a substitute teacher during the current school year and the required contributions are made to the Trust. Eligible substitute teachers may choose between Kaiser and the Providence Personal Option medical plans. Substitute teachers are eligible for medical and prescription drug coverage for themselves and their dependents and dental coverage for themselves only. They are also eligible for optional life and voluntary AD&D. Substitute teachers are not eligible for vision, life, AD&D or long-term disability coverage or a waiver of premium.
Full- and part-time employees hired September 15 or before who work the entire standard school year will have eligibility through September 30 following the end of the school year. Full- and part-time employees hired after September 15 who work the entire standard school year will have eligibility through July 31 following the end of the school year.
Excluded Individuals
Generally, employees working less than the required number of hours and temporary and seasonal employees are not eligible for Trust benefits unless specified by a collective bargaining agreement. Non-represented employees and employees covered by a collective bargaining agreement that does not require contributions to the Trust. If your bargaining unit does not provide for specific benefit plans, employees are also not eligible for those benefits from the Trust.
 
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