The School District No. 1 Health and Welfare Trust (Trust) provides benefits to:
Employees covered by collective bargaining agreements with the Portland Association of Teachers (PAT) who meet Trust eligibility requirements
Dependent children, spouses and domestic partners of eligible employees.
The Trust offers employees multiple medical and prescription drug options depending on the individual employee's bargaining group. Medical benefits provided through Kaiser or the Providence Personal Option Plan are described in separate booklets available from the Trust Office or the health plan. Dental and vision coverage is provided to most employees and dependents. Long-term disability, life and accidental death and dismemberment (AD&D), voluntary AD&D and optional life benefits are also available to most employees; separate booklets describing plan details are available from the Trust Office or The Standard. (See "Enrollment Options
" for the specific plans for which you are eligible.)
This handbook is updated on a regular basis. Please refer to the Trust web site at www.sdtrust.com
for the most recent version of this handbook.
You can also find up-to-date information about all Trust benefit plans at the Trust's web site, www.sdtrust.com
. From the web site, you can download and print plan booklets and forms. If you have questions about the Trust, the benefits it provides or how Trust eligibility or procedural requirements apply to you, contact the Trust Office at (844) 203-0239.
Benefits are provided according to the written terms of the Trust's plans or, where applicable, insurance policies. The Trustees have the discretionary authority to determine eligibility for benefits and to construe the terms of the Trust's plans. Statements made by persons other than the Board of Trustees or the Board's authorized representatives are not authorized by, and will not be binding on, the Trust.
The terms of the Trust's plans may be amended periodically by the Board of Trustees to change eligibility or benefits, subject to the terms and conditions of collective bargaining agreements providing for participation in the Trust and any applicable laws or regulations. Any benefit option may also be modified, suspended or terminated at any time by the Trustees. The Trust or its benefit options are not a guarantee of future employment. It is complementary to, and does not affect, any requirement for coverage by workers' compensation insurance.